Category Archives: Stock Market

Markets, Headlines, and Perspective

Recent escalation between the United States and Iran has led to some short-term market volatility, largely driven by uncertainty and rising oil prices tied to disruptions in the Strait of Hormuz. While the headlines feel significant, this type of market reaction is very typical. In past events such as the Gulf War, 9/11, and Russia’s invasion of Ukraine, markets have gone through a period of short term volatility before settling as more clarity emerges. We have already seen some very strong rally days mixed in with the volatility. To make sure you benefit from those positive days, staying invested is…


Summer 2025 Market Update

As we enjoy the warm days of summer, I wanted to take a moment to share a market update and insights that are top of mind. The first half of 2025 experienced its share of ups and downs, with notable short-term volatility during late March and April. This turbulence was largely driven by President Trump’s policies, causing uncertainty and fluctuations across global markets. Many investors might have felt the urge to react to this geopolitical news, but those who stayed the course have benefited from patience. Since then, we’ve seen a remarkable recovery, with some markets now reaching all-time highs.…


Canada vs. US Trade War

In today’s challenging times marked by geopolitical tensions and fluctuating market conditions, I’d like to emphasize the importance of staying the course and not reacting impulsively to short-term news. The current uncertainties surrounding tariffs and trade wars can provoke anxiety but remember that patience and discipline are essential for long-term investment success. For many of my clients who rely on regular income from their portfolios, maintaining a “cash wedge” or “income wedge” can be a practical strategy. In short, this approach sets aside a portion of assets in cash and/or GICs to secure an individual’s income needs for a period…


Embracing Active Management Amidst Political Uncertainty

As the landscape of investing continues to evolve with external factors like tariffs and political fluctuations, understanding the role of active management in mutual funds becomes top of mind. Active portfolio management not only aims to preserve capital but also to capitalize on opportunities across various market conditions. The Benefits of Active Management Active management offers the advantage of adaptability, allowing fund managers to make informed decisions based on their insights into market trends, including during uncertain political times. Their strategic approach is particularly valuable in adjusting investments in response to shifting economic policies and geopolitical developments. Here are some…


Trump’s Triumph … Again

Well, he’s done it again. Personal feelings about the outcome aside, today’s blog post will objectively examine the business implications of the win and the opportunities it presents. Political events can often stir strong emotions, but as an advisor, my role is to help clients focus on the tangible impacts these results can have on the economy and investment landscape. Post-Election Market Rally: What It Means for Investors As Canada and the world continue to react to Donald Trump’s recent election win, the stock markets have witnessed an upswing. For many, this moment offers a vital opportunity to analyze the…


The Impact of Inflation on Savings and Investments

Inflation is a critical factor in personal finance that can significantly affect your purchasing power over time, particularly as you plan for retirement. As prices rise, the same amount of money will buy fewer goods and services in the future. This blog post will explore how inflation impacts your savings and investments and provide strategies to mitigate its effects, including a calculation on how retirees can maintain their retirement income needs over a period of 20 years. What is Inflation? Inflation is the rate at which the general level of prices for goods and services rises, eroding purchasing power. Central…


Market Update

The month of October saw a very strong upswing on the major market indexes. This does not change the fact that 2022 has been an emotional time for investors. It’s always uncomfortable to live through these kinds of extended market downturns. During these periods of discomfort, it can be helpful to reflect on the past as means to help frame the eventual path forward. Keeping focused on your long-term goals is important during these uncertain times. During these kinds of markets, I remind my clients that these are not uncharted waters. Over the past 60+ years, equity markets have seen…


Market Update

2022 has been the year of market volatility and understandably an uncomfortable time for investors. The “statement shock” can be worrying for many people when they see their investments worth less than they were three or six months ago. Most of my clients are experienced when it comes to the ups and downs, but nevertheless, it is a time of many questions about what you should do when markets are down. Every time it happens it feels like it’s different this time.  The reasons may be different, but the response should be the same. First, I want to summarize the…


Market Commentary

A few things have contributed to the rocky start to the year in equity markets, after a generally steady climb back from the March 2020 “crash”. Chief Investment Strategist from Dynamic Funds Myles Zyblock shares a quick and easy to understand update on the volatility we’ve seen over the first few weeks of 2022, and what we can keep in mind moving forward in equity markets. Click here to read the short article (1-2 minute read). As we often say, market volatility provides great opportunity for our portfolio managers to take advantage of these dips to reposition their portfolios and…


Market Update

Well, we’ve climbed steadily back up, so where does the market goes from here? This is a question I have been getting a lot recently. We witnessed a huge decline in the stock market last March, and a record-breaking recovery back from that downturn. World markets are again at all-time highs, which understandably will raise questions about how it can possibly continue. When is the next crash? I have been listening to top portfolio managers, economists, and market strategists speak about the past year, and the outlook moving forward. The outlook is still very bullish on stocks. There has been…